TERMS OF SERVICE

Privé Wealth Management, LLC

Website: www.privewealthmanagement.com

Effective Date: 11/12/2025

Last Updated: 11/12/2025

ACCEPTANCE OF TERMS

Welcome to the website of Privé Wealth Management, LLC ("Privé Wealth Management," "we," "our,"

or "us"). These Terms of Service ("Terms") govern your access to and use of our website located at

www.privewealthmanagement.com (the "Website").

By accessing or using this Website, you agree to be bound by these Terms.

If you do not agree to

these Terms, you must not access or use this Website.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon

posting to the Website. Your continued use of the Website after changes are posted constitutes your

acceptance of the modified Terms. We encourage you to review these Terms periodically.

WHO MAY USE THIS WEBSITE

Eligibility

This Website is intended for:

• Individuals who are 18 years of age or older

• Prospective clients seeking information about our services

• Current clients accessing general information and resources

• Professional colleagues and business contacts

Restrictions

You may not use this Website if:• You are under 18 years of age

• You are prohibited from receiving services from U.S. persons under applicable laws

• Your use would violate any applicable law or regulation

Geographic Limitations

Privé Wealth Management is registered to provide investment advisory services in the State of

Georgia. The information on this Website is intended for residents of the United States only. If you are

accessing this Website from outside the United States, you do so at your own risk and are responsible

for compliance with local laws.

NO INVESTMENT ADVICE PROVIDED ON WEBSITE

General Information Only

IMPORTANT: The content on this Website is for general informational and educational purposes

only and does not constitute investment advice, financial advice, trading advice, or any other

sort of advice.

The information provided on this Website:

• Is not personalized to your individual circumstances

• Is not tailored to your specific financial situation, goals, or risk tolerance

• Should not be relied upon as the sole basis for any investment decision

• Is not a recommendation to buy, sell, or hold any particular security or investment

• Is not an offer to sell or a solicitation to buy any security or investment product

No Substitute for Professional Advice

You should not make any investment decision without consulting with a qualified investment

adviser who can assess your personal situation.

The information on this Website is not a substitute

for personalized investment advice from a registered investment adviser.

No Client Relationship Created

Visiting this Website, reading its content, or contacting us through the Website does not create

an investment advisory relationship.

An advisory relationship is created only when:

• You and Privé Wealth Management execute a written Investment Advisory Agreement

• You provide the required disclosures and documentation

• We accept you as a client in writing

Until a written advisory agreement is executed, you are not a client of Privé Wealth Management, and

we owe you no fiduciary duty.

No Solicitation

The content on this Website does not constitute an offer to provide investment advisory services in any

jurisdiction where such offer would be unlawful. Privé Wealth Management is registered to provide

advisory services in Georgia. Residents of other states should consult their state securities regulators

before engaging our services.

ACCURACY AND COMPLETENESS OF INFORMATION

Information Provided "As Is"

The information on this Website is provided "as is" without warranties of any kind, either express or

implied, including but not limited to:

• Accuracy, completeness, or timeliness of information

• Fitness for a particular purpose

• Non-infringement of intellectual property rights

• Freedom from errors, omissions, or defects

No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or

warranties regarding the accuracy, reliability, completeness, or timeliness of any content on this

Website.

Financial markets, laws, and regulations change rapidly.

Information that was accurate when

published may become outdated or incorrect. We are not obligated to update information on this

Website, and the presence of outdated information does not constitute negligence.

Performance Information

Any performance data, historical returns, or hypothetical performance scenarios presented on this

Website are for illustrative purposes only and do not guarantee future results.

Past performance is not indicative of future results.

All investments carry risk, including the

potential loss of principal. No investment strategy can guarantee a profit or protect against loss.

Third-Party Information

We may reference or link to third-party data, research, or market information. We do not independently

verify the accuracy of third-party information and are not responsible for errors or omissions in

third-party content.

LIMITATION OF LIABILITY

No Liability for Investment Losses

Privé Wealth Management, LLC and its owners, officers, employees, and agents shall not be

liable for any investment losses, financial damages, or economic harm arising from:

• Your use of information on this Website

• Your reliance on content presented on this Website

• Investment decisions made based on information found on this Website

• Any errors, omissions, or inaccuracies in Website content

No Liability for Website Issues

We shall not be liable for:

• Website downtime, interruptions, or technical failures

• Loss of data or unauthorized access to your information

• Viruses, malware, or other harmful components transmitted through the Website

• Damages arising from your inability to access the Website

• Actions of third parties, including hackers or unauthorized users

Maximum Liability

To the fullest extent permitted by law, our total liability to you for any claims arising from your use of this

Website shall not exceed $100.

IndemnificationYou agree to indemnify, defend, and hold harmless Privé Wealth Management, LLC and its owners,

officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including

reasonable attorneys' fees) arising from:

• Your use of this Website

• Your violation of these Terms

• Your violation of any law or regulation

• Your violation of any rights of a third party

INTELLECTUAL PROPERTY RIGHTS

Copyright

All content on this Website, including but not limited to text, graphics, logos, images, videos, software,

and design elements, is the property of Privé Wealth Management, LLC or its licensors and is protected

by United States and international copyright laws.

Trademarks

"Privé Wealth Management," the Privé Wealth Management logo, and "Where Financial Freedom

Takes Flight" are trademarks of Privé Wealth Management, LLC. Use of these trademarks without our

prior written permission is prohibited.

Limited License to Use Website

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use this

Website for personal, non-commercial purposes only. This license does not include the right to:

• Modify, reproduce, distribute, or create derivative works from Website content

• Use Website content for commercial purposes

• Frame, mirror, or scrape Website content

• Reverse engineer or decompile any Website software

• Remove copyright, trademark, or other proprietary notices

Restrictions on Use

You may not:• Copy, reproduce, or republish Website content without written permission

• Use automated systems (bots, scrapers, crawlers) to access the Website

• Attempt to gain unauthorized access to any portion of the Website

• Interfere with the proper functioning of the Website

• Use the Website in any unlawful manner or for any unlawful purpose

User Submissions

If you submit any content to us through the Website (comments, questions, feedback), you grant us a

worldwide, perpetual, royalty-free license to use, reproduce, modify, and distribute that content for any

purpose.

THIRD-PARTY LINKS AND RESOURCES

External Links

This Website may contain links to third-party websites, resources, tools, or services. These links are

provided for your convenience only.

We do not control, endorse, or assume responsibility for third-party websites or content.

Linking to a third-party website does not constitute:

• An endorsement of the third party or its products/services

• A recommendation to use the third party

• A representation about the quality or reliability of the third party

Your Responsibility

You access third-party websites at your own risk. We encourage you to review the terms of service and

privacy policies of any third-party websites you visit.

Custodian and Service Provider Links

We may provide links to:

• Charles Schwab & Co., Inc. (our recommended custodian)

• RingCentral (our communications service provider)

• Other service providers we use in our businessThese links are provided for client convenience. Your relationship with these third parties is governed

by their own terms and conditions, not by these Terms.

PRIVACY AND DATA COLLECTION

Privacy Policy

Our collection, use, and protection of your personal information is governed by our Privacy Policy,

which is incorporated into these Terms by reference.

Please review our Privacy Policy at:

www.privewealthmanagement.com/privacy-policy

Information We Collect

When you visit this Website, we may collect:

• Information You Provide: Name, email, phone number, and any other information you submit

through contact forms

• Automatic Information: IP address, browser type, device information, pages visited, time spent on

pages

• Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your

experience

Cookies

We use cookies to:

• Remember your preferences

• Analyze Website traffic and usage patterns

• Improve Website functionality

• Provide personalized content

You can disable cookies in your browser settings, but this may limit your ability to use certain Website

features.

Analytics

We may use third-party analytics tools (such as Google Analytics) to collect information about how

visitors use our Website. These tools use cookies and collect data such as:

• Pages visited• Time spent on the Website

• Referring websites

• Geographic location (city/state level)

• Device and browser information

This information helps us understand user behavior and improve the Website.

Do Not Track

Some browsers have "Do Not Track" features. We do not currently respond to Do Not Track signals.

SMS/TEXT MESSAGING TERMS

Optional SMS Communications

We offer optional SMS (text message) communications for appointment reminders, account alerts, and

service notifications. SMS communications are provided through RingCentral, our communications

service provider.

SMS Consent and Privacy

The information such as phone numbers obtained as part of the SMS consent process will not

be shared with third parties for marketing purposes.

Your mobile phone number is used solely for

delivering text messages from Privé Wealth Management and is shared only with RingCentral (our

SMS service provider) for the purpose of message delivery.

SMS Terms of Service

By opting into SMS from a web form, written consent form, verbal consent, or other medium,

you are agreeing to receive SMS messages from Privé Wealth Management.

Types of SMS Communications

If you have consented to receive text messages from Privé Wealth Management, you may receive

messages related to the following:

• Appointment reminders - Reminders of upcoming meetings and scheduled calls

• Follow-up messages - Follow-up communications after meetings or regarding action items• Account notifications - Alerts about your investment accounts and statements

• Service announcements - Important updates about our services

• Security codes - Two-factor authentication codes for secure account access

• Billing inquiries - Communications regarding fees, invoices, or payment matters

• Text conversations - Direct text-based conversations with your adviser

Example SMS Message:

"Hello [Name], this is a friendly reminder of your upcoming appointment with Philippe at Privé Wealth

Management on [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time."

Message Frequency and Costs

Message Frequency:

Message frequency may vary depending on the type of communication and your service needs. You

may receive:

• Appointment reminders before scheduled meetings

• Account alerts as needed based on your notification preferences

• Occasional service announcements

• Responses to your text inquiries

• Message frequency varies but typically will not exceed 10 messages per month

Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier's

pricing plan.

These fees may vary if the message is sent domestically or internationally. We do not

charge additional fees for SMS communications, but your wireless carrier may charge you according to

your mobile plan.

We are not responsible for charges from your mobile carrier.

Opt-In Methods

You may opt-in to receive SMS messages from Privé Wealth Management in the following ways:

• Verbally - During a conversation with your adviser, by phone or in person

• By submitting an online form - Through a web form on our website or client portal

• By filling out a paper form - By completing and signing our SMS Consent Form during onboarding

• By text message - By texting a keyword to our business number (if applicable)

Opt-Out Method

You can opt out of receiving SMS messages at any time. To do so:

1. Reply STOP: Simply reply "STOP" to any SMS message you receive from us

2. Reply UNSUBSCRIBE: Text "UNSUBSCRIBE" to opt out

3. Contact us directly: Call (470) 826-3211 or email peustache@privewealthmanagement.com to

request removal from our messaging list

After opting out, you will receive one final confirmation message. Opting out of SMS will not affect your

ability to receive our advisory services.

Alternative Option:

If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our

forms or decline SMS during the enrollment process.

Help and Support

If you are experiencing any issues, you can reply with the keyword HELP.

Or, you can get help directly from us:

• Call: (470) 826-3211

• Email: peustache@privewealthmanagement.com

• Visit our website: www.privewealthmanagement.com

• Review our Privacy Policy: www.privewealthmanagement.com/privacy-policy

• Review our Terms and Conditions: www.privewealthmanagement.com/terms-of-service

Standard Messaging Disclosures

When you opt into SMS communications, you acknowledge and agree to the following standard

disclosures:

• Message and data rates may apply - Your wireless carrier may charge you for text messages

according to your mobile plan

• You can opt out at any time - Text "STOP" to any message to unsubscribe

• Message frequency varies - The number of messages you receive will vary based on your service

needs

• For assistance - Text "HELP" or visit our Privacy Policy at

www.privewealthmanagement.com/privacy-policy and Terms of Service at

www.privewealthmanagement.com/terms-of-service

Privacy and Security

• SMS is not encrypted and should not be considered a secure form of communication• We will not send sensitive financial information, account numbers, Social Security numbers, or

passwords via text

• You are responsible for securing your mobile device

• See our Privacy Policy for complete details: www.privewealthmanagement.com/privacy-policy

SMS Service Provider

SMS services are provided by RingCentral. Your mobile phone number will be shared with RingCentral

for message delivery. RingCentral's privacy practices are governed by its privacy policy at:

https://www.ringcentral.com/legal/privacy-notice.html

Supported Carriers

SMS services are available on most major U.S. mobile carriers, including but not limited to:

• AT&T;

• Verizon

• T-Mobile

• Sprint

• U.S. Cellular

• MetroPCS

• Boost Mobile

• Cricket Wireless

If you experience issues receiving messages, please contact your mobile carrier or contact us for

assistance.

PROHIBITED CONDUCT

You agree not to:

Unlawful Activities

• Use the Website for any unlawful purpose or in violation of any laws

• Engage in fraudulent, deceptive, or misleading activities

• Violate any securities laws or regulationsHarmful Activities

• Transmit viruses, malware, or other harmful code

• Attempt to gain unauthorized access to the Website or our systems

• Interfere with or disrupt the Website or servers

• Overburden the Website with excessive requests

Abusive Activities

• Harass, threaten, or harm others

• Impersonate any person or entity

• Use false or misleading information

• Spam or send unsolicited communications

Intellectual Property Violations

• Infringe on our intellectual property rights or those of others

• Copy, scrape, or republish Website content without permission

Consequences

We reserve the right to:

• Terminate or suspend your access to the Website

• Remove any content you submit

• Report violations to law enforcement

• Take legal action for violations of these Terms

ELECTRONIC COMMUNICATIONS

Consent to Electronic Communications

By using this Website or providing us with your email address, you consent to receive communications

from us electronically, including:

• Emails about our services

• Responses to your inquiries

• Account-related communications (if you become a client)• Website updates and notifications

Electronic Delivery

You agree that any notices, agreements, disclosures, or other communications that we send to you

electronically satisfy any legal requirement that such communications be in writing.

DISCLAIMERS

No Warranty

THIS WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES ARE

PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER

EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS

OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY

• IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE

• IMPLIED WARRANTIES OF NON-INFRINGEMENT

• WARRANTIES REGARDING ACCURACY, RELIABILITY, OR TIMELINESS OF INFORMATION

No Professional Relationship

NOTHING ON THIS WEBSITE CREATES AN ATTORNEY-CLIENT, ACCOUNTANT-CLIENT, OR

INVESTMENT ADVISER-CLIENT RELATIONSHIP. YOU SHOULD CONSULT WITH QUALIFIED

PROFESSIONALS REGARDING YOUR SPECIFIC SITUATION.

Forward-Looking Statements

This Website may contain forward-looking statements about our business, services, or the financial

markets. Forward-looking statements are based on current expectations and assumptions and involve

risks and uncertainties. Actual results may differ materially from any forward-looking statements.

DISPUTE RESOLUTIONGoverning Law

These Terms and your use of this Website shall be governed by and construed in accordance with the

laws of the State of Georgia, without regard to its conflict of laws principles.

Jurisdiction and Venue

Any legal action or proceeding arising out of or relating to these Terms or your use of this Website shall

be brought exclusively in the state or federal courts located in Gwinnett County, Georgia. You consent

to the personal jurisdiction of these courts.

Arbitration (Optional Provision)

[Note: If you want to require arbitration for disputes, include arbitration language here. For now, leaving

as court jurisdiction.]

Waiver of Class Actions

To the fullest extent permitted by law, you agree that any dispute resolution proceedings will be

conducted only on an individual basis and not in a class, consolidated, or representative action.

Limitation Period

Any claim arising from your use of this Website must be filed within one (1) year after the claim arises,

or it will be permanently barred.

SEVERABILITY

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions

shall continue in full force and effect. The invalid provision shall be modified to the minimum extent

necessary to make it valid and enforceable.

WAIVER

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any

other provision. No waiver shall be effective unless made in writing and signed by an authorized

representative of Privé Wealth Management.

ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Privé

Wealth Management regarding your use of this Website and supersede all prior agreements and

understandings.

ASSIGNMENT

You may not assign or transfer these Terms or any rights granted hereunder without our prior written

consent. We may assign these Terms without restriction.

SURVIVAL

The provisions of these Terms that by their nature should survive termination shall survive, including

but not limited to: Limitation of Liability, Indemnification, Intellectual Property Rights, Dispute

Resolution, and Disclaimers.

CONTACT INFORMATION

If you have questions about these Terms of Service, please contact us:

Privé Wealth Management, LLC

Philippe-Joseph Eustache

Chief Compliance Officer

1702 Sweet Barley Way

Grayson, GA 30017

Phone: (470) 826-3211

Email: peustache@privewealthmanagement.com

Website: www.privewealthmanagement.com

SPECIAL NOTICES

Securities Disclaimer

Privé Wealth Management, LLC is a registered investment adviser with the State of Georgia.

Registration does not imply a certain level of skill or training.

Advisory services are provided only to clients who have executed a written Investment Advisory

Agreement with Privé Wealth Management.

Insurance Disclaimer

Philippe-Joseph Eustache is a licensed insurance agent in the State of Georgia. Insurance products

are offered separately from investment advisory services and involve separate compensation

arrangements.

Not a Guarantee

Nothing on this Website should be construed as a guarantee of investment returns, performance, or

outcomes. All investments involve risk, including the potential loss of principal.

Testimonials and Reviews

Any testimonials or client reviews that may appear on this Website represent the experience of specific

clients and may not be representative of the experience of other clients. Testimonials are not a

guarantee of future performance or success.

Regulatory Information

For additional information about Privé Wealth Management, please visit the SEC's Investment Adviser

Public Disclosure website at www.adviserinfo.sec.gov and search for our firm using our CRD number

[Firm CRD - to be assigned].

CHANGES TO THESE TERMS

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon

posting to the Website. Material changes will be indicated by updating the "Last Updated" date at the

top of these Terms.

Your continued use of the Website after changes are posted constitutes your acceptance of the

modified Terms. If you do not agree to the modified Terms, you must stop using the Website.

We encourage you to review these Terms periodically to stay informed of any updates.

TERMINATION

We reserve the right to terminate or suspend your access to this Website at any time, without notice, for

any reason, including but not limited to:

• Violation of these Terms

• Fraudulent or illegal activity

• Abusive or harassing behavior

• Technical or security concerns

• Business reasons

Upon termination, your right to use the Website will immediately cease. All provisions of these Terms

that by their nature should survive termination shall survive.

ACKNOWLEDGMENT

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT:

✔ You have read and understood these Terms of Service

✔ You agree to be bound by these Terms

✔ You understand that the Website provides general information only, not personalized advice

✔ You will not make investment decisions based solely on Website content

✔ You understand that no advisory relationship is created by visiting the Website

✔ You accept the limitations of liability and disclaimers set forth in these Terms

✔ You will comply with all applicable laws and these Terms when using the Website

EFFECTIVE DATE: 11/12/2025

LAST UPDATED: [Date]END OF TERMS OF SERVICE

Privé Wealth Management, LLC

1702 Sweet Barley Way

Grayson, GA 30017

Phone: (470) 826-3211

Email: peustache@privewealthmanagement.com

Website: www.privewealthmanagement.com

"Where Financial Freedom Takes Flight"